🌱 Take the first step toward better credit with our easy-to-use Starter Kit. Think of it as your beginner's toolbox for understanding and improving your financial foundation.

✨ What's inside:

• 📘 A simple guide explaining how credit reports and scores really work in the UK
• ✅ A clear checklist of good credit habits you can start using today
• ✉️ A ready-to-use template letter to request your credit report from the main UK agencies
• 🧾 A plain-English glossary of key credit terms (no jargon, just clarity)

👤 Who it's for:

💡 If you're new to credit building and want straightforward tools without the extras, this Starter Kit is the perfect place to begin. When you're ready to go deeper with advanced templates, strategies, and step-by-step planning, you can upgrade anytime to our Full Kit. 📈

⚖️ Important note:

ℹ️ This kit is for educational purposes only and does not constitute financial advice. For guidance tailored to your situation, please consult an FCA-authorised adviser.